Hobby Lobby Credit Card In 2022

Know All About Hobby Lobby Credit Card

Hobby Lobby Credit Card can be useful when you don’t have enough money but want to make a later payment for the items you bought. There are many credit cards on the market. Sometimes it can be confusing to choose which one.

Hobby Lobby is a trusted name on the market for providing the best services. You can enjoy a wide range of discounts and offers with this credit card. This credit card was issued by US Bank

Hobby Lobby Credit Card offers cash backs as well as reward points for all purchases. This will enhance your shopping experience. You will get rewarded for shopping more. Hobby Lobby’s credit card is well worth looking into and applying for.

Hobby Lobby Credit Cards Fees and Rates

  • This credit card charges an annual fee of $0 to $29 depending on your creditworthiness.
  • Not available for Transfer Intro APR
  • No Charge for Introductory APR Rate
  • Normal APR Rate: 13.24% to 24.24%
  • APR Rate for Cash Advances: 24.24%
  • The APR for regular is 14.74%-25.74%, but it varies
  • CAF: Either 10% minimum or 3% of each advance, whichever is higher

Featured Hobby Lobby Credit Card

These features are available on this credit card:

  • There is a grace period of 24 days.
  • There is no annual fee
  • You will need to pay $29.95 annually for the Visa card
  • If you pay your bill late, you will be charged $38
  • For the intro APR, %0 is charged and 13.24% to 24.24% thereafter.
  • Is there a cash advance APR of 24.24%?
  • Cash advance fees are 3% or $10, depending on which is greater.
  • Late payment fees up to $38
  • There is no maximum fee.
  • No Max Penalty APR
  • This card does not have an online response
  • $35 fee for a returned payment
  • The minimum balance transfer fee for the account is $35 or $5
  • Balance transfer charges a 14.74% to 25.74% APR
  • Foreign transaction fees are 2% per transaction
  • If charged, there is a minimum of $2 in interest.
  • This credit card allows you to make large purchases.

Hobby Lobby Credit Cards Rewards or Benefits

This article will discuss the many benefits of this credit card. We are certain that you will apply for the card at the end.

  • For every $1 you spend on eligible nets anywhere else, you earn 1 point.
  • After your first eligible net purchase within 90 days of account opening, you get 1000 bonus points
  • For every 2,500 points earned, you get a $25 Hobby Lobby Rewards card
  • Earn 5 points for every eligible $1 spent at Hobby Lobby stores and HobbyLobby.com

Why Hobby Lobby Credit Cards?

Hobby Lobby has a Visa credit card that is accepted at all Visa-accepting stores. Hobby Lobby cardholders get five additional points when they shop in any Hobby Lobby location.

It also gives one point for every dollar spent at all other stores in the United States. The company believes that happy customers are a key to success and offers $25 for every 2500 points. It is quite fair to require a credit score of at least 80%.

You will also receive 1000 bonus points if your first purchase is made within the first 90 days after opening your account. The card is affiliated with US Bank. All communication about the card will be made with US Bank.

Use of Hobby Lobby Credit Cards

  • The Hobby Lobby Credit Card can be used anywhere Visa/Master is accepted
  • Hobby Lobby is the only place where you can use the Hobby Lobby credit card
  • Avoid paying excessive interest and fees.
  • Contact the customer service of your credit card company if you have any questions.

What is the Sign-Up Bonus?

If you sign up successfully, you’ll receive 1000 bonus points in the account. This is if your first eligible net purchase occurs within 90 days.

What are the various rewards and schemes offered by Hobby Lobby Credit Card?

Earn 5 points for every eligible net purchase when you spend $1 at hobbylobby.com and any other hobby lobby-certified store.

Spend $1 elsewhere (eligible per net sale) to get 1 point. Credit cards are accepted everywhere.

For every 2500 points earned, you will receive $25 in your Hobby Lobby reward card.

Hobby Lobby card Application Criteria

  • The applicant must be at minimum 18 years old
  • The applicant must be a US resident
  • A government-issued photo identification card must be presented by the applicant
  • Clear credit history is required by the applicant

Hobby Lobby Credit Card Application Process

You have now decided to apply for the Hobby Lobby Credit Card. You can apply online for the Hobby Lobby Credit Card, which saves you a lot of time.

The application process is easy and requires only basic credit checks to ensure that there are no issues on the customer’s part.

Step 1. To apply for a Hobby Lobby Credit Card must visit the official Hobby Lobby Card application page

Step 2. Locate and click the apply button on the page

Step 3. Fill out the application with personal and financial information. The application form must be filled out incorrectly.

  • Your Name
  • DOB (Date of Birth)
  • Permanent Address
  • Security No.
  • Phone Number
  • Information about income
  • Employment details
  • Your Citizenship

Step 4: Review before submitting your application

US Bank encourages customers to pay their dues online. Automated payments can be set up so you don’t forget to pay the due date.

Regular account alerts are sent to you, which keep you up-to-date about your purchases, rewards points, and interest rates.

How do I check my application status?

Call 1 800 883 0321 to check your application status.

Cancel Credit Card

To cancel or close your credit cards account, call the customer service line at credit card companies via 1 800 883 0321 After you have made a call, follow the instructions from the representative.

Hobby Lobby Card Activate

Once you receive your Hobby Lobby Credit Card by mail, activate it before you can use it. You can activate your Hobby Lobby Card by calling 1 800 883 0321.

Hobby Lobby Cards Login Process

It takes only a few seconds to log in to your account. Only remember your username and password.

Logging in allows you to view and print your account transaction history, update information, create e-statements and set up account alerts.

Step 1 Visit the Official Login Page of Hobby Lobby Credit Card via US Bank

Step 2 Once the page opens, you’ll find the login section in the middle of the screen.

Step 3 Enter your Personal ID, then click on Log in. If you want the browser to keep your ID, you can check the box below.

Step 4 Next, you will be directed to a new page where you must enter your password.

Step 5 Finally, click the Login button

You will be able to access your online account as soon as you have entered the correct login details. You will not be able to access your Hobby lobby online account if you do not enter the correct login details.

Login to your Hobby Lobby Card Account

Sometimes you may forget your login details for one reason or another. No matter what reason, you will always receive your login details back.

It is easy to follow the correct steps to accomplish this. In the following article, we will show you how to reset your username and password.

Hobby Lobby Card User ID

Step 1 Customers should log in to Hobby Lobby if they have lost their Personal ID.

Step 2 Next click the Forgot Id link

Step 3 In you will need to choose your account type.

Step 4 Select an identification method, and you will receive a new ID.

Password for Hobby Lobby Card Reset

Contact the customer service desk if you have forgotten your password.

Hobby Lobby Payment

US Bank offers an online payment option for faster, safer, and more convenient transactions. It is possible to pay via mail or telephone, but it is much easier to set up automatic payments and do other things online.

Making Bill Payment

Follow the steps below to make payment with your Hobby Lobby Card

Step 1 Sign in to your account

Step 2 From your dashboard locate and click the payment tab

Step 3 Choose a method of payment and make your payment.

Hobby Lobby Customer Support Number

To get assistance at www.HobbyLobby.com, please call the phone number or send an email to:

Toll-Free Number: 1 800 883 0321 (Mon. Mon. through Fri., 8:00 AM to 5:00 PM Central Time. Alaska, Hawaii, and other countries: 1 405 745 1275

Hobby Lobby Stores, Inc.

7600 SW 44th St.

Oklahoma City, OK 73179

Hobby Lobby Store Locations Mobile number and Mailing Address

Toll-Free Phone Number: 1-855 329 7060 Fri., 8:00 AM to 5:00 PM Central Time

Hobby Lobby Stores, Inc.

Attn: Customer Services

7707 SW 44th St.

Oklahoma City, OK 73179

If you have any questions about Hobby Lobby Credit Card, please leave a comment or contact the card issuer to resolve technical issues.

Hobby Lobby Cards: Why Not?

Hobby Lobby’s credit card is very consumer-friendly, but it also has some drawbacks you need to be aware of.

Hobby Lobby charges a regular APR of 13.74% to 24.74% with a $39 late fee. The grace period is 24 days. If you fail to make your payments, the US Bank may charge you heavily.

You may also have to pay an annual fee if you have a poor credit rating. Annual fees can range from $0 to $29. The annual fees range from $0 to $29. This fee is dependent on the credit score of the customer.

A credit card is best for those who spend a lot of money on plastic. If you don’t plan on using the card at other places or aren’t a frequent shopper, this card is not worth your money.

It can be difficult to qualify for the Hobby Lobby Credit Card. They don’t specify a minimum credit score but it is presumed that customers with a credit score of more than 600 will be accepted.

What is Hobby Lobby’s Return Policy?

Hobby Lobby offers a 90-day return policy if you aren’t satisfied with your purchase. The product can be returned in 90 days from the date of purchase. Your return must be in its original, sellable condition.

Hobby Lobby returns policy for defective items

Hobby Lobby has made several changes to its return policy for damaged or defective items. The damaged or defective product you purchased online cannot be returned to Hobby Lobby.

To return an item that was damaged or defective from an online order, please call Hobby Lobby at 1-800-888-0321.

Return without Receipt

You can return any unsatisfied product with the original receipt within 90 days. If you don’t have the original receipt, you can exchange your product or receive a product credit. This is based on the lowest 60-day selling price.

In 10 calendar days, the product credit will be issued. A valid ID is required.

Hobby Lobby’s Return Policy for Fabric

You can return most of the items that you bought from Hobby Lobby stores or online within 90 days. This includes clearance stock, fabric, and sales items.

You can return the uncut, unwashed and undamaged fabric. It must be the exact cut, and the fabric is still available. The lowest price for the fabric in the last 60 days can be used as a basis to return it.

Return Policy for Credit Cards

Hobby Lobby will accept returns if you have purchased a Hobby Lobby product using a credit or debit card. The credit will be applied to the credit card you used when the purchase was made.

Hobby Lobby Exchange and Return on Yarn

Hobby Lobby’s standard returns policy for yarn is the same as Hobby Lobby’s. With the original receipt and customer ID, you can exchange or return your yarn within 90 days. Within 10 business days, the refund will be processed in the original payment method.

Return yarn without a receipt and your product credit will be issued based upon the lowest price for the yarn within the last 60 days.

Hobby Lobby returns policy for broken items

You cannot return an item that has been damaged or broken from an online purchase to Hobby Lobby. You can contact 1-888-0321 to return the item. Locate a Hobby Lobby Store.

Your return must be in a saleable condition. Hobby Lobby cannot accept returns of used or open products.

How can I verify that I have been approved?

Everybody who has been selected by Hobby Lobby Credit Card will receive an email notification. The applicant will also receive mail via the physical address supplied during the application. You will receive your credit card information and, sometimes, an email setback while you wait for it to arrive.

You can call customer service for more information. The Hobby Lobby customer service phone number is 866 546 9243.

If I turn 18 in a month, will this card be granted to me? However, only those with good credit ratings will be granted approval. Before applying for this credit card, you must have a high credit score.

If you don’t get approved, we offer you options for your existing credit card. If you’re a student, I recommend that you choose the best student credit card.

Hobby Lobby Credit Card Privacy Policy

If you’re looking for a present or designing your next home improvement project, Hobby Lobby is an ideal choice for gift cards. It offers a variety of kinds of cards, each with different privacy policies. Apart from having their own credit card, several large stores offer a store-brand credit card in collaboration with a bank or another financial institution. Here are a few things to consider before applying for the Hobby Lobby credit card.

Even though Hobby Lobby no longer provides credit cards, a few customers still use a Hobby Lobby credit card. The majority of the time, store-branded credit cards have the highest points when used in the shop. This is why it’s essential to read the policy of the company. Furthermore, the business prohibits any online purchases.

When you buy something in a store or on the internet, you’ll have the possibility of returning the item within 90 days after purchase to receive a credit in the store. The business also allows online purchases; however, they insist that you return it unopened and in its entirety.

If you’re concerned about the security of your credit card data It’s important to check these terms and conditions for your Hobby Lobby Credit Card. The policy of the company states that it won’t divulge your personal information with anyone else unless you have expressly agreed to it.

The website of the company states that it is committed to upholding its policies regarding security, fraud, and privacy. These policies are intended to ensure that the customer’s information is safe and safe.

The company provides a guarantee of a full refund or store credit when you return the item. But you have to ensure that you return the product in its original packaging within 90 days from the time of purchase.

Returns are accepted only if you make sure the item is not opened and it is not used. Contact our customer support department in order to receive your reimbursement. If you discover that your item is not in good condition and you wish to exchange it for another item.

If you’re concerned about the security of your personal data, you can read your Hobby Lobby credit card privacy policy. This policy describes the manner in which the company collects and uses personal information. As you can see, the organization utilizes a variety of payment methods to gather and store the personal data of its customers.

The best method to minimize the possibility of a security breach is to verify what the conditions are of your credit card before you purchase it. If you’re concerned about the security of your data, it’s essential to review the policy.

If you’re an avid user of this Hobby Lobby credit card, chances are you’ve had it at some time during your time. Utilizing the card to purchase a hobby is a good idea however, the policy does not secure your personal data. It’s best to be controlled by federal law therefore you won’t have to be concerned about security. If you purchase it from an outlet store and want to know whether you’re dealing with an authorized firm.

Frequently Asked Question: Hobby Lobby Credit Card

  • How long does it take to approve a credit card?

It can take as little as 30 days or immediately. This simply means it doesn’t take too long. To get better approval, you will need to have a check placed on your account.

  • What are the requirements for Hobby Lobby Credit Card credit scores?

To be approved for the Hobby Lobby credit cards, you must have a credit score of 700. However, this does not guarantee your application will get approved

  • Are There Rewards Program with the Hobby Lobby Credit Card?

This credit card has one advantage: the points earned can be used to make other purchases. You get great rewards with this credit card

For every dollar spent at Hobby Lobby, you will receive 5 points. 10,000 points will be awarded to first-time account holders who can make purchases within the first 90 days of account opening.

You will receive a $25 reward certificate once your bonus has reached 2,500 points. You will also receive 1 point for every dollar you spend at Visa Accepted locations.

  • What late payment fees are applicable?

This hobby lobby card has a late payment fee of $38

  • It is a Smart Chip Card

Yes, it supports chip and signature.

  • What is the Foreign Transaction Fee (FTF)?

The Foreign Transaction Fee rate is 3%

  • Can I return an online order?

You can return your Hobby Lobby online order, but you must include the sales receipt to receive a refund.

  • What happens if the item is defective?

You can call customer service at 1-800-888-0321 Monday through Friday, 8 AM-5 PM CT to report a defective item.


Hobby Lobby Credit Card offers many exciting discounts and offers. This card is especially useful when you don’t have enough money but want to make a payment later. There are many credit cards on the market and it can be confusing to choose which one to use. Hobby Lobby is a trusted name in the market for providing the best services.

The card gives you cash back and rewards points for all purchases. This will enhance your shopping experience. The more you shop the better you’ll be rewarded. Hobby Lobby’s credit card is well worth looking into and applying for. If you have any questions, please contact the US Bank support team at the above numbers.

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